Pawn
Transaction
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The pawn transaction is
the easiest way to borrow money.
All you
need is something for collateral
and a valid id to get cash in minutes.
When you
walk in our doors you will be greeted by an experienced and friendly
loan associate. In minutes your collateral will be evaluated.
Most important we will listen to your financial needs and advise you of
the best way to move forward with your loan. We will answer all
of your questions completely so that you know your loan with us is
a sound financial choice.
Once you are
satisfied with the amount you would like to borrow and the terms
of the loan we will print the loan document (pawn ticket) in
minutes and you will walk out with cash.
All of our loans are
for 90 days and you always have the option of
renewing your loan every 90 days instead of redeeming your property
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FAQ's
Question: What type of items do you accept ?
Response:
We lend money on items of value which we refer to as collateral.
Collateral can range from gold and diamond jewelry to musical
instruments,antiques and
collectable's,tools,televisions,computers,video games,cars.boats and
trucks..we like to say if you can find it on ebay..we'll loan on it.
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Question: How does the pawn loan work ?
Response:
A customer brings an item of value to our pawnshop and our staff
evaluates the item which we call a mini appraisal. We establish the
used cash value for the item and then offer to loan up to 80% of that
value. If our customer is satisfied with our evaluation and has
government issued I.D. the loan is completed in minutes with our
customer walking out with cash in hand.
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Question:
How much does it
cost to borrow from a pawnshop ?
Response:
In Arizona all pawnbroker charges are state regulated. Every loan
is for 90 days and renewable by only paying the finance charge.
The interest rate is 22% for the entire 90 days. For example a
jewelry loan for 500.00 would cost 118.00 for 90 days including service
fees.
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Question: Am I obligated to redeem my loan ?
Response:
No,it is a collateral loan, the pawnshop will simply sell your items to
recoup their investment,you will never get a bill from the pawnshop and
you are under no obligation to redeem your loan
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Question: Why would someone go to a pawnshop for a
loan ?
Response:
We offer a quick,easy and confidential way to borrow money. We never
check you credit and your financial information will never show up on a
credit report. We are financial solution that has been used by
thousands for hundreds of years.
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